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Marketers Using Tricks to Get Around Do Not Call Registry; Do not accept offers for "free" pamphletes
If you ever get a card or letter offering you "free" information on estate planning, retirement income, etc., do yourself a favor and throw it in the trash. For if you fill it out and return it you will have given that marketer a way around the Do Not Call registry and you will possibly be besieged by unscrupulous marketers exploiting a loophole in the law.
You might be lead to believe that they are going to just send you a pamphlet or booklet. However the real motivation is the ability to start calling you at home. One of the worst offenders was described in a recent Wall St. Journal story. American Recommended Mailers of Texas sends out ambiguous and misleading information offers and then sells any information they get back to insurance companies who can then initiate aggressive sales tactics and pushing products such as high-commission annuities.
Many older Americans have fallen victim to the high-pressured sales tactics and purchased expensive insurance products that were unnecessary and unsuitable. With the advent of the Do Not Call registry, marketers are increasing turning to such shady practices. As the media continues to run story after story about the Social Security and pension crises, it's far too easy for unscrupulous marketers to promise the world to unsuspecting boomers facing retirement. In short, do not fill out such information cards and warn others not to as well. If you are concerned about your retirement or financial planning, talk to a certified financial planner and not a commission salesperson working for an insurance company.
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